Background:
The poor are more exposed to the risk of ill-health due to diseases and accidents, which can have a significant effect on their earning capacity and cash flow. In India today 73% of all health care expenditures are paid by households out-of-pocket (WHO, 2006). The Indian government estimates that about 3.3% of the Indian population drops below the official ‘poverty line’ due to health distresses every year. Micro Health insurance is the financial solution to reverse this situation or atleast arrest this situation to some degree. It deals with providing access to low-cost health insurance products to the poor and rural masses. There are several operational challenges, both on the demand and supply side of managing delivery of micro health insurance. The clients at the bottom of the pyramid can not usually access health insurance. They also carry negative perception towards it. A number of micro health insurance schemes, institutions and models have been set up to meet this challenge.
Objectives: In this context, this two day workshop is designed with the objective of exposing the participants to best practices in overcoming operational challenges.
Target audience: Community Organisations running insurance, policy makers, donor agencies, commercial health insurance industry, banks and micro finance institutions, health economists and academicians.
Date: OCT 18-19, 2007
Venue: IFMR Chennai
Fee: Rs. 3000
Course Co-ordinator: Prof. Zaineb Tayyeb Ali, CIRM.
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